Residents that live in the Aliso Viejo, CA area are not required by law to purchase homeowners insurance. Most lenders, however, will compel a homeowner to purchase coverage, which will help to protect their investment. For those without a lender, we still highly recommend that you acquire home insurance coverage to protect yourself from liability and…
In Aliso Viejo, CA, summer storms can pack a surprising punch, leaving homeowners with damaged homes, outbuildings, or downed trees. Use these tips from Breathe Insurance to know how to handle the damage once the storm passes. Call Your Agent After you and your family are safe, call your insurance agent, even if it’s after…
There’s nothing like celebrating the holidays with family and friends. Hosting holiday parties and events can bring you closer to those you love. At the same time, a house full of guests can increase your risk of accidents. Home insurance from Breathe Insurance can protect you against any eventuality this holiday season so you can…
Although your state, like auto insurance, does not legally mandate home insurance, it is important to know that it is necessary, not an option. Many lenders will require you to have coverage if you carry a mortgage. Keep in mind that a policy can be customized in many ways. Still, traditional policies will cover damage…
Most of us would never debate the value of a homeowner’s insurance policy. It covers many different things, and as a result, can create great peace of mind. However, it’s important to understand that there are certain things that it doesn’t cover. It’s not uncommon to assume that this type of insurance is a blanket…