HOME INSURANCE IN CALIFORNIA
Your home is perhaps the biggest financial investment you have ever made. Therefore, it is essential to protect it properly. Your assets and style of living are unique to you, and your homeowners’ policy must be tailored to your specific needs.
Regardless of the insurance company you choose, all homeowners policies offer an array of coverage options, or endorsements, that can significantly impact how well your policy performs when you need it most. Often, these endorsements are offered at a minimal cost! That’s why it’s important to have proper guidance when choosing your policy and never buy a policy based on price alone. At BenefitSource, we keep it simple by understanding your needs and finding the right coverage for you.
Determining Your Home Insurance Needs
Whether you own or rent a home, condominium, townhome, or apartment, you need to protect yourself, your guests, and your assets. Many factors are responsible for determining your coverage needs, including:
- The replacement value of your home
- The replacement value of your belongings
- The age of the home
- Safety features and amenities
Your Purely Insurance Solutions Professional will work to understand your home and your needs to make sure you are properly insured.
Understanding Your Coverage Options
Homeowners Insurance protects you in a number of different ways:
- Protects the structure of your home
- Covers the personal property within your home
- Provides medical coverage for injuries sustained on your property
- Provides liability coverage in case you or a family member are held responsible for injuring another person or damaging their property.
A typical homeowners insurance policy contains these standard coverages and provides you with additional options for better protection. Examples of these endorsements are water and sewer backup, loss assessment if you have a homeowner’s association, extended replacement costs, and coverage for special items such as jewelry or art.
Ask Your Insurance Professional
Your Purely Insurance Solutions Professional will help you find the right homeowners’ insurance coverage for your specific needs.
Be Insurance minded. Contact Breathe Insurance today and we’ll shop the top insurance carriers to assemble a policy with the right amount of coverage for the price you deserve.
To get started Email Us today or call us at (877) 215-5431.